Simple pricing.
Start with trajectory visibility. Add governance when you need it.
The cost of one overdraft fee: ~€30
The cost of one late payment penalty: ~€15-50
The cost of one misjudged loan: months of stress
The system pays for itself the first time it prevents one wrong assumption.
Life Companion
For individuals
or €99/year (save €9)
Trajectory visibility for people who want to avoid silent financial drift.
- Trajectory status (Stable / Tense / Fragile)
- Buffer days calculation
- Risk window detection
- Expense leverage analysis
- Loan & obligation tracking
- 12/24/36 month projections
- Scenario simulation
Start with just your buffer. Cancel anytime.
Pro
Life Companion + Decision Governance
For founders & decision-makers
When decisions must remain defensible months later.
- Everything in Life Companion
- 50 governance requests/month
- DECIDE / DEFER verdicts
- Three-model dialectic (GPT → Claude → Gemini)
- Immutable decision records
- Context packs
- PAR (Pre-Approval Reports)
You own your data. You can leave whenever you want. We earn your subscription every month.
Common questions
What's the difference between Life Companion and DGS?
Life Companion shows you where your financial trajectory is heading. Decision Governance (DGS) helps you make high-stakes decisions with three AI models in dialectic. Most people start with Life Companion and add governance later.
Can I try before subscribing?
Yes. You can explore the interface and see how it works before entering any payment information.
What if I want to cancel?
Cancel anytime from your account settings. No questions asked. Your data remains yours — export it whenever you want.
Is my data secure?
Yes. Data is encrypted in transit and at rest. We don't sell your data. We don't use it for training. It's yours.
Start seeing where you're heading.
Most people start by checking how long their buffer actually lasts.
You don't need to set everything up at once.
Check your buffer€9/month · Cancel anytime · Nothing breaks if you leave