You're not bad with money. You're tired. You're overloaded. You're making decisions while holding too many things in your head.

Life Companion

See where you're heading before you arrive somewhere you didn't choose.

Built for trajectory clarity, not traditional budgeting.

Most people start by checking how many days their reserves actually last.

You don't need to simulate everything in your head.

Stop the mental math

"If I take this loan, and rent goes up, and the contract ends..." The system calculates this for you.

Stop the internal debates

"Can I afford this?" becomes "Here is what happens if you do." Numbers, not opinions.

Stop forgetting

The system shows how today's obligations and spending shape the months ahead.

What you will actually see.

No motivational graphs. No gamification. Just the numbers that matter.

Your Trajectory
TenseStable in 3 months if no changes

Current margin: +€127/month. Buffer: 47 days. Loan starts April -> margin becomes -€340/month.

Buffer Days
47days of runway

Your reserves (€3,200) cover 47 days at current burn rate (€68/day). If margin stays negative, reserves exhaust on March 14.

Risk Window
12-18 January· 6 days at risk

Rent (€1,200) debits on the 12th. Salary (€2,400) arrives on the 19th. Balance drops to -€180.

Expense Leverage

Which expenses give you the most buffer days if cut?

Streaming (€45/mo)+12 days
Gym (€60/mo)+16 days
Subscriptions (€89/mo)+24 days

Waste becomes obvious once timelines are explicit.

Three states. No scores.

Life Companion doesn't grade you. It names what it observes.

Stable

Positive margin. Buffer above 90 days. Continue as planned.

Tense

Low margin or low buffer. Current path leads to fragility. Attention needed.

Fragile

Negative margin or critically low buffer. Without change, failure is likely.

From €9/month

Essential starts at €9/month billed yearly. Premium extends the system to the full 36-month layer.

Trajectory monitoring (Stable / Tense / Fragile)
Buffer days calculation
Risk window detection with Premium calendar
Expense leverage analysis
Core projections up to 12 months
Scenario simulation ("what if I...")
Check my financial runway

Premium adds 36 month projections, calendar, and finish customization.

No lock-in·Export your data·Free setup before activation

What Life Companion is not.

Not a traditional budgeting app - category tracking exists only to clarify trajectory
Not a habit builder - no streaks, no gamification
Not motivational - no encouragement, no judgment
Not automated - you stay in control of every decision

Life Companion does not optimize you. It optimizes the environment in which you see your decisions.

It can pay for itself the first time it helps you avoid one bad call.

One overdraft avoided. One loan you saw coming. One risk window you planned around.

Start with the essentials. Refine later.

Check my financial runway

From €9/month billed yearly · Cancel anytime · Your core setup remains yours